Money that works for you — not the other way around.
Monthly financial clarity, performance tracking, and risk oversight — tailored to your income and complexity.
We provide you with privacy & confidentiality guarantee Disclaimer: This is financial reporting and analysis, not financial advice
Your personal CFO — without the corporate price tag.
Money Work 4 Me helps individuals and families understand, track, and protect their wealth through clear monthly financial reporting.
No product pushing.
No confusing dashboards.
Just structured insight into what you earn, own, owe, and where you’re heading.
Whether you want clarity, performance tracking, or full financial oversight, your reporting scales with your income and needs.
How It Works
Simple. Monthly. Insightful.
1. You share your financial data
2. We analyse and structure everything
3. You receive clear monthly insight
Packages
Tier 1 – Money Clarity
Perfect for: Individuals or families who want a clear, organised view of their finances.
What you get
Personal Balance Sheet (assets, liabilities, net worth)
Income Statement with comprehensive income
Cash Flow Statement
Monthly net worth tracking
Asset allocation snapshot (cash, property, investments, other assets)
Simple charts for easy visualisation
Why it matters
Know exactly where you stand financially and build a strong foundation for smarter decisions.
Tier 2 – Money in Motion
Perfect for: Clients who want to understand how their money is performing over time.
Additional features
Historical asset allocation tracking
Managed vs Self-Managed breakdown per asset class
IRR performance analysis:
Economic IRR
Hybrid IRR
Cash IRR
Performance analysis by asset class and total portfolio
Visual trend and comparison charts
Why it matters
See what’s growing, what’s lagging, and how your money is really working for you.
Tier 3 – Money Shield
Perfect for: Clients who want full financial transparency, risk awareness, and long-term protection.
Additional features
Contingent liability valuations:
Life & health liability
General liabilities related to personal use assets
Pension shortfalls
Estate duty exposure estimate
Contingent asset assessment
Tax asset & liability calculation or validation
Adjusted net worth (after tax and contingent risks)
Monthly expert commentary & risk insights
Trend analysis highlighting exposures and vulnerabilities
Why it matters
Understand not just what you own — but what you may owe, risk, or recover in the future.
SME Financial Reporting Package
Comprehensive financial reporting and governance support for small and medium-sized enterprises.
Financial Statements
Income Statement
Balance Sheet
Cash Flow Statement
Statement of Changes in Equity
- Notes to Financial Statements
Financial Analysis & Performance Monitoring
Internal Rate of Return (IRR) analysis
Key Accounting Ratio analysis
Asset Allocation analysis
Financial performance monitoring
Governance & Register Management
Management of Shareholder Register
Management of Beneficial Interest Register
Asset Allocation analysis
Contingent Liability monitoring
Tax Position Monitoring
Tracking of Tax Assets
Tracking of Tax Liabilities
Business Valuation
Interval Company Valuation
Valuation tracking to monitor changes in enterprise value over time
Reporting & Engagement
Monthly Financial Reporting Pack
Monthly Financial Review Meeting
Why it matters
A structured financial reporting framework designed to give SMEs institutional-grade financial oversight.
As part of our onboarding process, your first personal financial report is provided at no additional cost, allowing you to experience the clarity and structure of professional financial reporting from the start.